Tips in Making a Family Tree for Your Estate Plan

Creating a Family Tree is a helpful method to guarantee your estate plan encompasses all your wishes for distribution of your property.

A comprehensive estate plan includes a Last Will and Testament, Living Trust, Living Will and insurance policies. Depending on your personal circumstances, you may or may not need all of these documents.

Each of these documents involves making specific bequests to family, friends or charitable organizations. It can be confusing trying to sort out the various bequests and properties made in each estate planning document. Drawing a Family Tree will help you make certain you have left bequests or property to each individual you wish to and no one is forgotten.

Outlining a Family Tree

If your parents are surviving, write their names at the top of your tree. Draw a line down to yourself. Extend the line horizontally and write down your siblings' names.

Next, draw a line down from yourself and write in your children's names. Do the same with your siblings' names and mark down their children's names.

If you wish to go further with your Family Tree, you can include your parents' siblings and their children by drawing another horizontal line from your parents and continuing with the same format you used for you and your siblings.

It is beneficial to include birthdates and addresses, if possible. The more contact information you can include in an estate planning document about a beneficiary, the better. A common problem in distributing estates is locating beneficiaries. In some cases, the beneficiary never receives the bequest because he or she cannot be found. You can prevent someone you love not receiving his or her share of your estate by verifying personal information.

Assigning Bequests

Once you are satisfied with your Family Tree, the next step is to start with bequest designations. If you are married, you may want to leave your entire estate to your spouse. Alternatively, you could give the majority of your estate to your spouse and leave small bequests for other special people in your lives. Parents likely want to divide their estate amongst their children. Grandparents might wish to divide their estate amongst both children and grandchildren. You do not have to divide your estate equally amongst your beneficiaries. You can allocate different size proportions to your beneficiaries.

Review

Finally, double-check your family tree once you have finished to ensure you have included all your close relatives, their birthdates and addresses and written a bequest for those you have chosen.

Once you have completed the Family Tree, you can tell at a glance exactly what each person is receiving as a bequest.

If you'd like to learn more about making your family's history part of your estate plan, contact our office today.

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The Luminous Fiber Optics Fabric, New Possibilities For Design, Decoration and Events

Among the many decorative lighting technologies that are available today, Fiber Optics is certainly one of the most elegant and original. However its use has been limited so far in home decoration and interior architecture applications, mostly due to the complexity of fiber optics lighting systems.

A recently developed technology, the Fiber Optics Fabric (aka Luminous Fabric), is about to change that.

Based on this technology, a number of standard decorative lighting products are now readily available: table cloths, table runners, cushions, curtains, wall coverings...

The Fiber Optics Fabric is made of ultra-thin optical fibers, directly woven with synthetic fibers. The optical fibers are specially processed in order to allow the light to be emitted along the full length of the fibers (side emitting fibers). The optical fibers are then connected to ultra-bright LEDs (embedded in borders at the edge of the fabric), which inject light into the fabric.

Unlike with other lighting technologies, the light emitted by the Luminous Fabric is warm and subtle, producing a fancy and intriguing atmosphere.

Most of all, the luminous effect, and the look and feel of the luminous fabric, is wonderfully original and eye catching.

The light emitted by the Luminous Fabric is spread on large surfaces, so it is hardly visible in direct sunlight or broad daylight. It is best viewed in dark settings.

Depending on their type, luminous fabric products can be powered either by batteries or by AC adapters.

The Fiber Optics Fabric is available in a dozen of colors. Depending on the type of electronic module or LED used with the fabric, many light colors are possible. The most common and most luminous light colors are Red, Green, Blue, Yellow and White.

The Fiber Optics Fabric does not heat up when it is lighted, and presents no risks of electrical shocks.

The Fiber Optics Fabric is as fast and flexible as any other synthetic fabric.

It is water resistant and it can be gently hand washed with water up to 50°C and natural soap.

The main applications of Fiber Optics Fabric made products are home decoration, interior architecture, stage decoration, luxury boat or cars decoration, furniture, and special events.

The luminous fabric is available either as finished products, such as table cloths, table runners, cushions, curtains, or even dresses, T-shirts, etc... , or as fabric panels that can be directly integrated into furniture, objects, or be used as wall panels, etc...

Panels of fabric can be up to 150 cm (69") wide, and up to 10 meters (10 yards) long.

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The Different Styles of Oak Floors for Your Home

Oak is a strong and tall tree that grows up to a height of above 50 ft. Oak has different species of very strong wood, so much so that a few centuries back, the wood was used for constructing ships. This is why people increasingly prefer oak floors, furniture and oak doors. Oak wood flooring has its advantages and this is why it is classy and rich, to start with. There are different shades and styles that have a unique finish. The width of oak can be adjusted easily for flooring purposes. The wood that is derived from oak is guaranteed for years although it is a bit expensive. The price of oak differs from one country to another.

Solid oak flooring has high quality and this is because the boards are thick and can be conveniently removed and replaced without leading to too much of expenditure and damage. As the surface of oak is extremely smooth, it can be used repeatedly. Solid wood flooring that is engineered is a popular variety. Its specialty is that it has various boards that are bonded to various types of timber. The board is highly durable, and is free from twisting. The flooring is available for rooms in which problems of under heat may arise.

Solid oak floors are available for matching the floor needs of residential and commercial buildings. The floors can be customized according to the budget and demands of the homeowners. Different varieties are available with the antique oak doors and flooring to the specialized designs of the living room. You may choose something that matches the looks of your home. You may choose the red and white flooring which is eye catching due to its look and color. Red oak is a preferred choice for flooring, but then white is not much used for the floors. It is mostly used for furniture.

Red oak is prominent among the home owners as it is stylish and durable. It is moreover potent against dust and other related problems. Due to prolific availability, the rates are low and this wood is affordable. Hard wood oak flooring keeps the surfaces of the floor fresh and clean. It makes the room feel airy and fresh. The look is pleasant too.

The advantage of oak wood floors is that they can be cleaned easily with a mop and vacuumed conveniently. This is why you can eliminate the dust, dirt and other germs or particles from the surface. You can use doormats inside and outside the doors to reduce the dirt that is brought about by shoes. The oak floors must not be stained with spills. Make sure about using cleaners that are specifically meant for hardwood.

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Create Your Own Wooden Headboard

Furniture projects can be a fun way to personalize your home without spending a lot of money. Bed frames with headboards can cost in the thousands of dollars at furniture stores. By creating your own headboard, you can save money and ensure that the final piece is the exact style and color you're seeking. You can also create a headboard as simple or as intricate and creative as you desire, giving you limitless options that you won't find in any store.

By creating a headboard that attaches to or leans against the wall, you can personalize a bedroom without building an entire bed frame or taking up space in the room. An inexpensive metal frame can support the box springs and mattress while the headboard is propped behind the bed or affixed to the studs in the wall. Some considerations when planning your homemade headboard project are how (or whether) you will attach it to the wall, the size of the mattress, the desired height of the headboard and the style of other furniture in the room. The headboard can be short or tall and can extend beyond the width of the mattress, depending on the look you desire.

Before you get started, you'll need measurements of your mattress and a design plan that is feasible given your skill and comfort level. By building a wooden headboard, you have limitless design options. You can stain or paint it any combination of colors and give it a distressed or a polished look.

Whether you are leaning or affixing your headboard to the wall, carefully decide the height at which the headboard should sit before you start the project, as this may influence the dimensions of the headboard. There are several appropriate methods of attaching a headboard to a wall, but you will need to attach it to the studs inside the wall for the most secure installation. Some ideas for installation are to use flush mounts, or to build a frame onto the headboard that attaches to boards screwed into the wall.

For a simple wooden headboard design, begin with an appropriately sized, single piece of wood spanning the width of the mattress. The main piece of wood may be framed and painted or stained as desired, or even covered in cushioning and then wrapped in fabric. Alternatively, you can create a grid pattern using multiple boards or wooden squares for a more contemporary style. These simply made custom headboards can be adorned with wood buttons, dowels or cubes for a unique look. Even old wooden doors or shutters can be repainted and repurposed into headboards, so don't hesitate to scour antique shops and flea markets to get fresh ideas and inspiration for your headboard project. Think of your headboard as a work of art; no style or color is off limits!

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Helpful Ideas For Kids Woodworking Plans

Do your children like to help you in your shop? Would you like to show them what they could make with their very own hands? Finding some easy kids woodworking plans might be just what you're looking for. Not only can woodworking be fun for kids, it can also be very rewarding for us parents too. Having the chance to get our children involved in something can be fun for the whole family. Many parents think woodworking is too dangerous for younger kids, but it really just depends on what the project is. As long as you go over all safety rules with your kids, and make sure they completely understand them and follow them at all times, they should be fine. Adult supervision is always recommended.

Age is sometimes an issue, but young kids of any age can help with a project. Pick something basic, such as an easy shelf, a small chair or a bird house. Ask your child what he or she would like to make. Parents should always have some involvement in the woodworking projects with the kids. Pencil boxes, pen holders, small boxes and toys are some other projects that are quite easy to do. Kids love them because they can be used for storing their own pens and pencils, etc. and can show them off to their friends. They can also make frames for photos or displays for various small items, etc.

A high quality set of woodworking plans should always include diagrams of the project to be made, simple step by step instructions with all the measurements and also a complete list of materials and hardware needed. They may also give a rating of how difficult the project is and a list of necessary tools to complete the project.

These are just a few ideas for kids woodworking plans. Older kids can, of course, get into more challenging projects.There are all kinds of woodworking projects that kids can do. There are also quite a few books available that contain some simple woodworking projects for children. The easier to plans are to follow, the better. You will be able to find some free plans on the internet and also some plans that you will have to pay for. If you want quality plans that are accurate, you will want to invest in the ones that you pay for. As the saying goes, "you get what you pay for".

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Body Protection in Woodworking

The safety of the woodworker must be ensured while at work, and this could only be done by the worker himself. Knowing all the safety precautions is very important while working with sharp tools and equipment. In connection with this, it is worthwhile focusing on the safety measures to protect the worker's body from injury and hazards in the woodshop. It will be very helpful to illustrate a detailed discussion on safe clothing and woodworking safety equipment.

Safe clothing involves wearing of appropriate clothes while working in the woodshop. The clothes should be long enough to cover the rest of the skin so that the worker can be protected from wood dust, debris and wood particles. However, the clothes should not be loose in order to keep them from getting caught by the machine. Moreover, to ensure comfort while working, the clothes to wear should be suitable to the weather condition such as thick ones during winter and thin ones on hot days.

Some workers do not bother the dust on their skin so they prefer simple shirts and jeans because they feel comfortable in them. Aside from the basic clothing requirements in woodworking, there is special attire needed to be worn while engaging in wood turning because a lot of wood debris get airborne. Wearing long sleeves and long pants is required to cover the entire skin. Further, full protection with apron and face shield is strictly advised.

Another body protection requirement is wearing of safety equipment. While using power tools, debris and wood particles fly to the air hence safety glasses are needed to protect the eyes. To protect the ears and avoid hearing loss, ear protection should be worn while using noisy tools like joiners, routers and planers. Moreover, airborne wood dust and particles are harmful to the respiratory system when inhaled; thus using of face mask is advised. Similarly, a respirator should be used when applying finishing chemicals such as paints and varnishes. Likewise, power tools generate flying wood particles or chips which can cause face injury hence a full face shield is necessary aside from eye mask.

Woodworking is not an easy job because it requires attention to body protection against harmful effects of chemicals and hazards of airborne dust and particles. However, following safety measures and wearing those safe clothing and safety equipment is easier for those who love their health more than their work. All those safety protection measures for the worker's body should follow the rules of comfort while at work.

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Insight Into Woodworking Plans and Designs

Maybe you want to get into woodworking but are not sure where to begin or how to start. The hobby of woodworking has proven to be a particularly engaging and satisfying activity. Its popularity has continued to grow among novice enthusiasts and professional carpenters. So what are the basics that every beginning woodworker needs to know?

Every woodworker needs a guide or a plan from which to build. Believe it or not, even if you don't have a written out blueprint or instruction manual, you still are using plan from you mind as you proceed step by step through your woodworking project. Building something from memory can be a good way to go, but it is not recommended if you are only a beginner. If you are a novice, it is generally a better idea to work from a woodworking plan or blueprint that an experienced woodworker has compiled. The reason for this is that, as a beginner, it is very difficult to anticipate the problems and obstacles that may arise.

Even professionals and other experienced woodworkers usually work from a woodworking plan. Some of the reasons for this are that it reduces the amount of unexpected difficulties that inevitably seem to arise from every project. This allows the woodworker to anticipate all of the supplies and materials he or she will need before starting rather than beginning a project and discovering that you need to go to the hardware store to pick up something you didn't realizes you would need.

Woodworking plans also provide a great opportunity to learn and increase your understanding of carpentry - helping you improve your skills at a faster rate. For instance, working from a blueprint will often give you insight and ideas that you never would have otherwise thought of.

But perhaps the greatest benefit of having a woodworking plan or blueprint is the fact that it guides you step by step how to construct and assemble what you are making. Having a plan to follow like this often saves one much headache and frustration. Whether you are working on a complex project such as ornate as a garden shed or something as simple as a bench, following a plan will aid you tremendously.

Finding Good Woodworking Plans

Whether you are getting your blueprints from a magazine, a journal, or the internet, there are many quality ones available. Unfortunately, there are also a lot of shoddy woodworking plans out there as well. The good news is it is generally not too difficult to discern between quality plans versus poor quality plans. Some of the things you want to look at are how well they are organized, how well the steps make sense, how they seem to be compiled (do they look just thrown together or do they appear to be thoughtfully composed?), and etc. If you are able, it is a good idea to look at some examples of the plans before making a decision to use them for you project.

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When a Mother Turns 30

In a month I will be thirty years old. I have been thinking of that day for two years now. I was really worried about the end of my twenties and the start of my thirties. All I was worried about is growing up without being able to achieve any of my dreams. Asking other mothers on my social page, I found out that those were the worries of many other women around the world, whose life was a bit tough and haven't got the chance to look after their own life expectations. If you are a woman with dreams then you are blessed because those dreams will help you wake up every morning hoping for the best. Don't neglect them, work your best on fulfilling at least one, then age won't be a problem to you, in the contrary, you will cherish growing older and getting closer to achieving all of your life projects, dreams or hopes.

When you're a mother every year you spend with your family provides you with more expertise on life. To manage your days, you should have many skills up your sleeves, which means that you have a deep knowledge in almost every matter, your capability of problem solving is stronger and your awareness is more profound.

Turning thirty when you're a mother should be a pride, a reward even a trophy. You should be proud to announce that you are a thirty year old mother. Compare yourself to your successful single friends, they might have gotten high positions or a wild life but none of them have gained the experience you have when caring for young souls. When you're not a mother you cannot possibly understand the meaning of strong love because only children can give you unconditional love, only children will care for you and love you no matter what you are and regardless of who you are.

So on you thirtieth birthday, don't look back in distress look forward and be proud because what you won't or couldn't achieve your kids might fulfill it with you. Remember that as a mother you have a better chance of realizing all your hopes thanks to your little helpers. Maybe your children will want to be what you couldn't be; maybe one of them will coincidently have a similar dream to yours. On your thirtieth birthday, sorrow shouldn't be on your guest list but the hope for a better life surrounded with your beautiful family.

May we all have a happy thirtieth birthday!

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A Little Girl, Mother Daughter Relationship

Dear a little girl,

Teaching is not my forte; I admit it because each time I step inside that classroom I am challenged to do something so unnatural to me. It's hard enough to control myself let alone fifteen other little kids. It can take a long time for them to listen to me in the classroom for me to each start teaching them what to do. I used to get lost in the hallways when I would pick them up and then lose them in the hallways after I got them. Some took advantage of me when I would be way to nice and others tricked me into doing things they knew I wouldn't know they were allowed to do. Even though I struggled (for the first month), I eventually got it together, especially if this was to be my yearlong commitment. But that's not the reason why I continue going back. I learned to see past the kids' misbehavior and misguidance in the troubled school and I learned I cared more about the relationships I fostered with them at the end of them. Honestly, the love I'm growing for these little kids is preparing me to love you one day, a little girl who will be my own.

My heart melts each time my students run to me with smiles on their faces. They become so happy to see me that it wipes away every thing that day that stole a piece of my joy. Their excitement is contagious and laughter is genuine. I never have to worry about their intentions and them breaking my dreams. I am obsessed with their youth and their cute statures. I remember what it was like to be a little girl again as I bring myself to their place. I am reminded about how carefree and joyful life can really be, without the added stress. I wish I could say I had a favorite, but between the Harmoni's and Blake's, all of them produce a special twinge in my heart. I'm learning about each one of them, like how four-year-old Shayla likes to follow me after class and hates it when I leave and how bad little rascal Blake honestly needs someone to love him since his mom barely shows him mind. Kaila is the sweet goody two shoes who wants to be the best in the class while Wisteria is a little girl who is way too shy to even mutter one little word. Kierra, one of the older ones, has anger problems along with Kylie. They are beautiful eight years olds who can't seem to let go of the little things while DeMaya simply wants to make it in life and make sure her friends are right by with her. Nicolas makes me smile. Not only does he remind my of my own in my family, but he truly wants to be a good boy and follow all the rules. I only named nine students, but I wish I could tell you about all thirty. I love them all, but I will love you more.

There would be no one I could compare you, a little girl, my little girl, to as you would birth from my very womb made from the very genetic, spiritual, mental, social, physical things that make me me and him him. I can't wait to hold you in my arms the way I want to hold little Lyrric or cradle Ashleigh. I can't wait to show you unconditional love like the Father showed me and my parents portrayed. You will be the best thing I will have ever done in my life, because you my sweet will represent a holy, sacred union of love and purity. I'll soon have experiences with you that bring me the same joy and create a relationship that I will aim to be unbreakable. You will never have to doubt my love, carry anger for my ways, or feel unattached. I will know when to let go and when to grab on.

So to a little girl, my little baby girl, until then...

Love,

Stephanie

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Different Types of Van Insurance

Your budget is an important reason for finding a van insurance policy. It is great news for you if you can find a suitable policy. This will allow you to get the policy for vans within your budget. There are some different types of van insurance policies:

Insurances for short terms

You can find short-term polices for your vehicles with low-cost premiums. You can get this insurance policy for the perfect deal and this will help you to save your money on your insurance premiums. Since, it is for short-term you will not find all features of a typical policy. You cannot use your vehicle for long term and generally short-term insurance for vans is helpful for those who use the vehicle for a short time frame. Hence this type is an excellent option to get insurance and keep premiums low.

Fleet insurance for vans:

Fleet insurance is other types of insurance policy for vans. If you have a whole fleet of vans, then you need to get a fleet van insurance. It is one type of important van policy which could save you a lot of money. You can get this with a low-cost and you will receive many facilities. There are various insurance companies that offer for fleet insurance. You can contact with them via online or directly by phone.

Transit insurance for vans:

Transit insurance policy is essential for commercial van. If you use your vehicle for your business purposes, then you must have transit van insurance. You cannot run you van for commercial work without this insurance for vans as it will cover your van and the contents. It will protect you from damages of a transit van, fire, auto theft, vandalism etc. Transit policy for vans will be more expensive but will give you getter insurance. You can buy transit insurance either online or again directly over the phone. You may save up to 10-20% on premiums if you buy online.

Insurance for courier van:

Courier insurance for vans is essential for people during delivering of their goods. Some people who use their van for transporting products to different places will need this form of policy then and this will help them as It will cover any accident during delivering goods. On the other hand, it will protect your goods from damage. You will have to pay a small amount of money for courier van policy.

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What Is The Personal Information That HIPAA Protects

The Health Insurance Portability and Accountability Act (HIPAA) helps protect the personal information of patients that is confidential from unauthorized people. Privacy of medical records is ensured by HIPAA and it gives the patients complete control over who accesses the information and who doesn't.

Anyone who wishes to access the information of the patient would require a written permission from the patient or their representative to access the medical records. The written permission would not be necessary only under certain specific circumstances. Health care providers would not require the permission of the patient if the information that is accessed is used for treatment purposes.

A notice of privacy is required to be provided by all nurses, doctors, dentists and other health care providers when the patient visit them for the first time. The patients are requested to sign the notice of privacy stating that they had received a copy of HIPAA rules and regulations. The signature would be requested only for the first visit and subsequent visits do not necessitate a signature.

The information that is sought to be protected by Health Insurance Portability and Accountability Act can be in written form or through any other medium. Even oral information that is given to health care providers would need to be protected by HIPAA.

What Are The Various Types Of Patient Information That Is Protected By HIPAA

• Name of the patient and their address is the most basic information that is provided and this needs to be safeguarded.

• Age, phone, fax number and email address is also provided by patients and they would also need to be protected as per the provisions of Health Insurance Portability and Accountability Act.

• Medical records of past and present along with test results, X rays, scan reports and other relevant reports would also need to be protected. Apart from this prescriptions written by doctors for past illnesses should be safeguarded.

• Billing records and insurance claims made are to be protected by HIPAA.

All this information is confidential and can be accessed only by those who are specifically authorized for this purpose. No other person should be allowed to access it. The personal information of patients can be accessed by health care providers and other agencies on the orders of the court or if they are to be used for identifying missing individuals or suspects. Apart from this the information can be accessed for reporting crime or abuse.

The Health Insurance Portability and Accountability Act has some very stringent provisions as to who can access the patient records and any sort of violation is punishable with fine or imprisonment or both. Medical records of patients that are pertaining to mental illness are subject to stricter safeguards and if there are any privacy violations they would be severely penalized. HIPAA ensures that all important information pertaining to patients is safeguarded in the best manner possible. This will help prevent the information from been used for fraudulent purposes. Patients can also be assured that their personal medical information is safe under the Health Insurance Portability and Accountability Act.

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Young Adults Finally Enjoying Health Insurance

For many in this country, health insurance has always seemed like a privilege -or at least to those who know what's it's like to go for long periods of time without it. Health insurance certainly isn't something that I take for granted since I went over three years without any after college. But this is a common story for many people just out of college since you lose your parents' insurance coverage right after graduation. However, thanks to new healthcare laws passed by President Obama, three recent studies have shown an increase in health insurance coverage for those under the age of 26.

One such study showed that there were 900,000 fewer uninsured adults in the 19-25 age bracket in the first quarter of 2011 than in 2010. That's quite a difference in numbers, especially during a time of economic downturn. The recession left nearly double the amount of unemployed young adults versus older Americans, as well as a significant decrease in the average income. Despite my generation's gain, every other generation saw a large dip thanks to high unemployment rates.

Regardless of whether people are for or against the new healthcare bill, analysts can't come up with any other explanation for the surge other than the recently passed law. There have been no studies yet though on the impact of cost. Those in the health industry are crediting the healthcare bill to the rise in enrollment and premium costs. A spokesman from America's Health Insurance Plans stated that due to simple economics, prices go up when more benefits and people are added to insurance policies.

The dependent coverage has seen much opposition from the Republican party, but it's hard to actually find someone under the age of 26 who is actually complaining about the policy. For many, it's a huge relief -especially now that it is so difficult to find a job. For those with preexisting medical conditions it gives even more peace of mind because they don't have to worry about how they will pay for medications and monthly doctor visits. Even young adults lucky enough to find an entry level job, health insurance is often not offered and because of this, the rate of young adults uninsured is double the national average.

Health insurance coverage no longer has to feel like a benefit for young adults. It doesn't even have to be something they have to think about or worry about. It can finally give them peace of mind while they try to step out into the working world and make a name for themselves.

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Why Many People Prefer Electric Snow Blowers

It's winter time and your old snowblower from last year has completely broken down and it's time to shop for a new one but you're on a budget and would prefer a snowblower that's economical, less noisy, and is easy to store, then looking to buy electric snow blowers might just be the answer for you. With the outdoor snow equipment market being as competitive as it is; it shouldn't be hard to find a brand and model to suit your specific needs and still leave you with spare change in your pocket. Electric snow blowers aren't only becoming more popular than ever, they've become highly affordable while still being able to crush and eat snow like a hungry monster.

Snow blowers are available in three main categories: Single-stage, Two-stage and electrical single-stage snow blowers. So what are the advantages of owning an electrical snow thrower?

• Low Noise • Compact • Lightweight • Easy to store • Eco Friendly • Easy start one push buttons • Hand warmer handles • Clearing widths of up to 21 inches in some models • Lower Maintenance than two stage snowblowers

So where do you start looking? Visit your local authorized merchant or dealer like any Wal-Mart store but if you can't find what you're looking for then opt to look online at websites like eBay, Amazon, and any other online based companies that offer good quality, high value, and low priced snowblowers. Be careful of companies that have unbelievably low prices, sometimes stores price their slow moving stock at extremely low prices to get them sold and out of the store.

Companies like Ariens, Yard machine, and Husqvarna build some of the most reliable single and electric two stage snow blowers on the market but one brand in particular comes highly recommended; The Toro Company. Toro snowblowers have many great features and rightly so. They are one of the oldest companies producing and distributing outdoor products and mowing equipment. With a history dating back to 1914 you can be rest assured this company knows about snow.

The top recommended Toro product receiving the best reviews is the Toro 1800 Power Curve. Perfect for flat paved surfaces like walkways and driveways it features a 12 amp motor, a clearing width of 18 inches and a 10 inch snow cut depth. Weighing in at only 24 pounds it throws up snow at up to 30 feet, pretty impressive for an electric single stage snow blower.

Make sure that whatever brand you decide to purchase has spare parts available in most local hardware and outdoor equipment stores. With use comes wear and tear and somewhere down the line you're going to have to replace a few spare parts. Some of the most common parts you'll need are belts, Augers, Impellers, Shear pins, Blades and bearings. Make note that if you take the proper precautions in looking after your electric snow blower, you'll improve its longevity and save yourself from having to buy another one in the near future.

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Lawn Leaf Vacuum - Types Of Models

A lawn leaf vacuum is a helpful tool in the fall. These vacuums can help you get rid of unwanted debris in a quarter of the time it would take you to rake them with a garden rake. They actually suck up leaves rather than blowing them off your lawn into somebody else's. Forget about gather, bagging, and disposing of fallen leaves manually. Now you can use a power vacuum to do the work for you. These innovative garden machines are a great tool to have in homes that have a lot of shedding trees in the fall. Say good bye to the days of coercing your teenage son to rake your front lawn. With a power debris vacuum, your son will be out on your garden in a moment. There are many different kinds of garden debris vacuums.

Hand held power vacuums - With this type, you hold a rod that is connected to a large hose. The hose sucks up leaves and deposits them into the holding container, which is attached to the motor. You can find these kinds of leaf sucking devices in several sizes for home and industrial use. Hand help vacuums work best in dry conditions where there are no damp clumps. Do not use in wet and damp conditions. An example of this product is the leaf vacuum kit as found on Amazon for 150 dollars.

Tow behind vacuums these powerful vacuum leaf cleaners can pick up twigs, grass clippings, pine-cones and other debris from off acres of land. Tow this vacuum behind your vehicle to get rid of clutter on the grass of your large property. This product is ideal for fast fall cleanup and is available in several different sizes. The price ranges from 1400 to 2500 dollars.

Self propelled walk behind models Self propelled vacuums work much like a lawn mower. You walk behind it and as it passes over leaves, it sucks and chops them up and then deposits them in the holding bag. You can easily empty the holding bag when it gets full. This model of lawn leaf vacuum sells in the general price range of 750 to 1400 dollars.

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